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Legal Notice

The following sets out the conditions of use of the SAGNARD MARKETING ASSOCIATES website.

Unless specified otherwise, references in this site to "SAGNARD MARKETING ASSOCIATES" and/or "SMA" shall mean Sagnard Marketing Associates and its associate members. The associate members of SMA are solely Jerrold Baldwin, Jiri Cermak, Robert Christie, William John ‘Bill’ Dickman, Tim Guest, Ken Honda, Anthony Prince, Norbert Sagnard, and John D. Van Fleet.

Our liability to you

The information contained in this website is not comprehensive. Despite our efforts, it may not be accurate, up to date or applicable to the circumstances of any particular case. We cannot accept any liability for any inaccuracies or omissions (other than for fraudulent misrepresentation) in this website and any decisions you make based on information contained in this website are your sole responsibility. Neither SAGNARD MARKETING ASSOCIATES (SMA) nor any of its associate members accept liability for any direct, indirect, special, consequential or other losses or damages of whatsoever kind arising out of access to, or the use of this website or any information contained in it.

No information contained in this Web site shall constitute an invitation by or on behalf of us to enter into a contract with you. Nor shall the information be construed as a license or an advisory, fiduciary or professional relationship between you and us. No information provided on this Web site shall be considered a substitute for your independent investigation.

Other than in respect of personal information which will be treated in accordance with the SMA Privacy Policy that appears in another section of this website, if you provide information to us, you agree that we have unlimited rights to such information and that we may use such information in any way we choose. Such information shall be deemed to be non-confidential.

Ownership of the copyright of this site

The copyright in the contents and any downloads from this website is owned by Norbert Sagnard unless otherwise stated. All rights reserved.

You are responsible for obeying all applicable copyright laws. SMA permit you to make copies of this website as necessary incidental acts during your viewing of it; and you may take a print for your personal use of so much of the site as is reasonable for private purposes. All other use is strictly prohibited. You may not frame this site nor link to a page other than the home page without our express permission.

Use of any Hyperlink

If you use the links in this Web site to access other Web sites, please be aware that the linked sites are not under our control and we are not responsible for and do not endorse their contents. Other terms and conditions may also apply to the access to and use of third party sites.

Law that governs the SMA website

Your use of this website and downloads from it, and the operation of these terms and conditions, shall be governed in accordance with the laws of Northern Ireland. The Northern Ireland courts shall have exclusive jurisdiction over any dispute arising out of your use of this website.

In the event that any or any part of the terms contained in these terms and conditions shall be determined by any competent authority to be invalid, unlawful or unenforceable to any extent, such term shall to that extent be severed from the remaining terms which shall continue to be valid and enforceable to the fullest extent permitted by law.

Website changes

SMA reserves the right to change the information on this web site at any time without notice.

SMA reserves the right to change these terms of service at any time without notice.

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